James Earp Appraisal Service is available for your FHA mortgages

The FHA publishes a list of approved appraisers for each state - James Earp Appraisal Service is on the roster of approved appraisers for NC. We are certified and approved to do appraisals for FHA insured financial transactions. Part of the regular training our staff at James Earp Appraisal Service undergoes deals precisely with decoding the FHA's documentation and their rules and procedures.

Be sure to contact James Earp Appraisal Service if you need an appraisal done for an FHA-secured loan.

If your financial transaction is FHA certified, that means that the loan has been secured by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is ensure that the mortgage is taken care of in case the borrower doesn't pay their loan. The FHA and their loan programs are formed to help low-to-moderate income consumers help meet credit requirements if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely useful to those purchasers with less accumulated funding.